Insurance Coverage and Litigation

Our Experience in Insurance Law

We counsel and represent insurance companies in matters involving first-party, third-party, and bad faith or extra-contractual claims. We have extensive experience analyzing complex coverage issues in connection with a diverse range of polices, including homeowners, commercial property, commercial general liability, professional liability, automobile liability, uninsured motorist, workers’ compensation/employers’ liability, excess/umbrella, and long tail liability claims. Our clients turn to us for coverage opinions, position letters, and related litigation.

Plauché Maselli Parkerson litigates insurance coverage matters in Louisiana, Mississippi, Texas, and Florida, offering expert advice to insurers on a variety of claims and issues:

• Bodily injury
• Property damage
• Professional services
• Construction defects 
• Premises liability
• Natural disasters
• Toxic tort

Representative Cases

• Judgment sustaining exception of no right of action with respect to bad faith claim affirmed on the grounds that assignment of "contractual" rights did not include assignment of insurance bad faith claim. 
• Summary judgment granted in favor of insurer and affirmed on appeal in favor of classification endorsement restriction in regard to multimillion dollar, class-action claims for activities outside of the classification.  
• Summary judgment granted and affirmed on appeal in favor of homeowner’s insurer on basis of intentional act exclusion of “expected or intended” results of intentional act.  
• Summary judgment granted and affirmed on appeal in favor of automobile insurer on basis of “each person” limit in uninsured/underinsured motorist policy including all derivative claims, such as, wrongful death, loss of services, loss of consortium, bystander injury and mental anguish and emotional distress suffered by others.  
• Summary judgment affirmed in favor of insurer with driver exclusion under hired automobile coverage in a tractor-trailer context. 
• Summary Judgment granted dismissing all claims asserted against uninsured/underinsured motorist carrier after oral argument before Louisiana Supreme Court, where Louisiana Supreme Court  granted certiorari, reversed underlying rulings, and held that carrier was entitled to summary judgment finding that employee was not an insured while driving his vehicle.
• Summary judgment granted on behalf of multiple insurers for lack of trigger of coverage for claims of bodily injury arising out of PCB exposure of over 5000 individuals” seeking over $70,000,000.